Welcome back, Jordan
Maple & Main Coffee Roasters LLC · Secured Business Card ending 4021
Transactions
| Date | Merchant | Category | Amount |
|---|---|---|---|
| Sep 2 | Great Lakes Green CoffeeWholesale beans | Inventory | $412.60 |
| Sep 1 | Consumers EnergyUtility | Utilities | $186.42 |
| Aug 30 | UlineCups, lids, sleeves | Supplies | $143.15 |
| Aug 28 | Square PayrollService fee | Software | $45.00 |
| Aug 27 | MeijerMilk & dairy | Inventory | $55.00 |
| Aug 25 | Payment received — thank youAutopay · statement balance | Payment | −$1,120.44 |
Due Sep 25, 2026
Autopay will draft the statement balance from Business Checking ••••7731 on the due date. Paying in full each month keeps this account reported as current with no interest charged.
On-time payment streak
Next furnish to Equifax Business & D&B: Sep 30, 2026. See reporting details
Payments
Make a one-time payment or review payment history. Demo only — nothing is charged.
Pay your card
Past payments
| Date | Method | Status | Amount |
|---|---|---|---|
| Aug 25 | Autopay · ••••7731 | Posted | $1,120.44 |
| Jul 25 | Autopay · ••••7731 | Posted | $964.10 |
| Jun 25 | Autopay · ••••7731 | Posted | $1,301.88 |
| May 25 | Autopay · ••••7731 | Posted | $780.00 |
| Apr 25 | One-time · ••••7731 | Posted | $1,045.32 |
Credit reporting
Every on-time payment is furnished to the business credit bureaus below. This is what the card is for.
Where your payments are reported
- Last furnished
- Aug 31, 2026
- Next furnish
- Sep 30, 2026
- Reported status
- Current / paid as agreed
- Months reported
- 7
- Last furnished
- Aug 31, 2026
- Next furnish
- Sep 30, 2026
- Reported status
- Prompt (within terms)
- D-U-N-S linked
- Yes
Dispute a reported item
If something on your bureau report from BizFi looks wrong, tell us. We investigate direct disputes and respond within 30 days, and correct any inaccurate information with each bureau we furnished it to.
Statements & documents
Monthly statements are retained and available here for 7 years.
Statements
Agreements & notices
Apply for a Secured Business Card
Your refundable security deposit sets your credit limit. No personal credit check required to apply. Demo only — nothing is submitted.
Tell us about the business
Owner & verification
Federal law requires us to identify the business and each owner of 25% or more (beneficial ownership) before opening an account. KYB / CIP · FinCEN
Choose your deposit
Your credit limit equals your deposit, from $500 to $25,000. The deposit is refundable when the account is closed in good standing.
Review & consent
- Business
- Maple & Main Coffee Roasters LLC
- Owner
- Jordan Ellis · 100%
- Deposit / credit limit
- $2,500
- Purchase APR
- 24.99% variable
- Annual fee
- $0
Disclosures & policies
Placeholders showing where each required disclosure lives. Rates, fees, and wording are illustrative until counsel signs off.
| Annual Percentage Rate (APR) for purchases | 24.99%. This APR will vary with the market based on the Prime Rate. |
|---|---|
| Penalty APR and when it applies | None. We do not charge a penalty APR. |
| How to avoid paying interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge interest on purchases if you pay your entire balance by the due date each month. |
| Annual fee | $0 |
| Transaction fees | Foreign transaction: 1% of each transaction in U.S. dollars. |
| Penalty fees | Late payment: up to $29. Returned payment: up to $29. |
| Security deposit | A refundable deposit of $500 – $25,000 is required and sets your credit limit. Deposit is held at our sponsor bank (bank partner to be named). |
Note for the program team: a business-purpose card is generally outside TILA's consumer scope, but the Schumer-style table is retained as a best practice and for state UDAP alignment. Confirm applicability with counsel.
What we collect: identity and contact details, business ownership information, account balances and transaction history, and bank account details used for deposits and payments.
How we share: with our sponsor bank and processors to operate the account; with Equifax Business and Dun & Bradstreet to report payment history; as required by law. We do not sell your information.
How we protect: encryption in transit and at rest, role-based access, and annual safeguards review under the FTC Safeguards Rule.
Identity & KYB records: retained 5 years after account closure (BSA/CIP). Statements & transaction records: retained 7 years. Bureau furnishing logs & dispute files: retained 5 years. Marketing preferences: until withdrawn.
After the retention period, records are securely disposed of per NIST SP 800-88. You may request a copy of, or deletion of, personal data we hold where state law provides that right; identity and transaction records required by federal law are exempt from deletion.
We furnish this account's payment history to Equifax Business and Dun & Bradstreet monthly. We maintain reasonable written policies to ensure accuracy and integrity of what we report, investigate direct disputes within 30 days, and correct inaccurate information with every bureau we furnished it to. Late payments (30+ days) may be reported and can negatively affect your business credit profile.
By consenting, you agree to receive statements, notices, and agreements electronically. You may withdraw consent or request paper copies at any time from Statements & documents; withdrawal may result in a paper statement fee. You need a current browser and a valid email address to receive electronic records.
When you schedule a payment from a linked bank account you authorize a one-time or recurring ACH debit. Tell us about errors within 60 days of your statement. Business accounts have different error-resolution rights than consumer accounts; see your Cardholder Agreement.